What is your return policy?All returns and exchanges require a Return Material Authorization number. No returns will be accepted without an RMA number. This number can be obtained by calling 575-585-3636 or by email. All saddle pads are provided with a 30 day money back guarantee from date of purchase exclusive of shipping costs. All returns are subject to a restocking/cleaning fee not to exceed 15% of original purchase price. Any returns after 30 days will be prorated. No returns will be accepted after ninety (90) days from date of purchase. Cinches and girths are provided with a 15 day money back guarantee from date of purchase exclusive of shipping costs. Any returns after 15 days will be prorated. No returns of cinches and girths will be accepted after 30 days. Human Wear is provided with a 15 day money back guarantee exclusive of shipping provided packaging has not been opened. Human Wear will not be accepted for return if the packaging has been opened due to health law requirements.